StablePayGuide

Cross-Border Fee Calculator

Compare the traditional path (bank wire + FX markup + card foreign-transaction fee) with the stablecoin path (buy USDT/USDC, transfer, spend with a crypto card). Defaults are typical market ranges — adjust them to match your providers.

Traditional path

Stablecoin path

Many crypto cards charge ~1%; some refund it as cashback.

Traditional (wire / card)—
Stablecoin card—
Estimated saving with stablecoins
—
—

Breakdown

This models cost only — not speed, chargeback protection, or availability. Stablecoin cards also carry platform and depeg risk; read the U-card guide before moving serious money.